Ontario Take-Home Pay Calculator 2026
Calculate your per-paycheque take-home pay in Ontario. See federal tax, Ontario provincial tax, CPP, CPP2, and EI deductions.
Input Mode
Pay Frequency
Reduces your taxable income
Estimates only — not tax or financial advice. Uses CRA T4127 formulas for 2026.
Enter your salary to see your take-home pay
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Ontario Tax Information for 2026
Key Rates and Thresholds
- Tax Brackets
- 5
- Lowest Rate
- 5.05%
- Highest Rate
- 13.16%
- Basic Personal Amount
- $12,989
Ontario Tax Overview
Ontario has a 5-bracket progressive tax system ranging from 5.05% to 13.16%, plus a surtax and health premium.
Notable Facts
- Ontario's tax system includes a surtax of 20% on basic provincial tax over $5,818 and 36% over $7,446.
- Ontario charges a health premium of up to $900/year for incomes over $200,000.
- Ontario uses HST at 13% (5% GST + 8% Ontario component).
- Ontario is Canada's most populous province with about 40% of the national population.
Frequently Asked Questions
What is the take-home pay on a $75,000 salary in Ontario?
On a $75,000 salary in Ontario with bi-weekly pay, your estimated take-home pay is approximately $2,220 per paycheque after federal tax, Ontario provincial tax, surtax, CPP, CPP2, and EI deductions.
What is the Ontario surtax?
The Ontario surtax is an additional tax on top of basic provincial tax. It adds 20% on basic tax exceeding $5,818 and 36% on basic tax exceeding $7,446. This effectively increases the marginal rate for higher-income earners.
What is the Ontario Health Premium?
The Ontario Health Premium is a graduated charge based on taxable income, ranging from $0 for incomes under $20,000 to $900 for incomes over $200,000. It is collected through the tax system, not as a separate payroll deduction.
What are Ontario's tax brackets for 2026?
Ontario has 5 tax brackets for 2026 ranging from 5.05% to 13.16%. The basic personal amount is $12,989. Ontario also applies a surtax and health premium that effectively increase the tax burden for higher earners.